Simon Desgranges-Jean
Mortgage Broker
Whether you are purchasing your first home, renewing your current mortgage, or expanding your investment portfolio, Simon Desgranges-Jean provides the strategic financing you need to move forward with confidence.
Helping you overcome financing hurdles with tailored solutions.
Simon Desgranges-Jean, Mortgage Broker
Passionate about real estate and finance, my career path naturally led me to the mortgage brokerage profession. My clients' needs and dreams are at the heart of my professional values. Whether you're looking to consolidate debt, finance essential home repairs, complete major renovations, or improve your property, I will develop a personalized financing strategy tailored to your unique situation. If you're dreaming of the comfort, privacy, and security of owning your first home, I'm here to help make that dream a reality. When we meet, your goals become my goals. I'll guide you through every step of the mortgage process—from our first conversation to the successful completion of your transaction and beyond. With access to a network of more than 20 lenders, I can provide a wide range of financing solutions to help you find the mortgage that's right for you. Book your appointment today and let's get started!
Your Path to Approval
Choose the speed that fits your lifestyle and financial goals.
The Planner
Not sure where to start? Let's talk strategy. Book a 15-minute discovery call to map out your options.
The Fast Track
Ready to move? Our secure online application takes less than 10 minutes and jumpstarts your approval process.
OFFERED SERVICES
Tailored mortgage solutions to guide you through every step of your journey — whether it's a first purchase, refinancing, or an investment project.
Competitive Rates
* Some conditions may apply. Subject to change without notice.
1 year
4.59%
Fixed3 years
4.04%
Fixed5 years
4.19%
Fixed7 years
4.59%
FixedVariable
3.55%
VariableOur Client Reviews
Discover what our clients say about their experience with Simon Desgranges-Jean
"Une très belle expérience avec Simon. A su répondre à mes questions rapidement et il est très efficace. Je recommande! (Translated by Google) A very positive experience with Simon. He answered my questions quickly and was very efficient. I highly recommend him!"
Mélanie Olmstead Photographe
"J’ai adoré faire affaire avec Simon Excellent service Merci beaucoup à toi (Translated by Google) I loved doing business with Simon. Excellent service. Thank you so much!"
Nathalie Dallaire
"Wowowowowow"
Alex Chenail
"Lache pas mon chum, t’es la personne qui a le plus de coeur dans une équipe (Translated by Google) Don't give up, my friend, you're the person with the most heart on the team"
Alex Pelo
"Super de bonne personne! J’ai adoré faire affaire avec toi. Je recommande à 100%!! (Translated by Google) What a great person! I loved doing business with you. I recommend you 100%!"
Léa-Maude Fontaine
"Très très beau. (Translated by Google) Very, very beautiful."
Denkillua
"Merveilleux, professionnel et fantastique sont 3 mots qui me vient en tête quand je pense à mon experience avec Simon. (Translated by Google) Wonderful, professional and fantastic are 3 words that come to mind when I think about my experience with Simon."
Maxime Brousseau
"Très bon service! Il est vraiment sympathique et à l'écoute (Translated by Google) Excellent service! He is very friendly and attentive."
Gab 18
"Super marrant, très motivant et attentionné. J’le kiffe Simon (Translated by Google) Super funny, very motivating and thoughtful. I love Simon."
Alice Roy
"Super service et efficace! Merci pour tout! (Translated by Google) Excellent and efficient service! Thank you for everything!"
Yamthe Wamba
"Was fantastic belle homme!"
Ricardo Chavez
"Awesome service!! Would highly recommend!!"
shayne weldrick jones
"Service courtois et professionnel (Translated by Google) Courteous and professional service"
Sylvain Dumont
"Reliable, hard working, trustworthy and pretty chill. I highly recommend Simon!"
Ellie Desgranges
"Personne de confiance ,professionnel et tres aimable je vous le recommande (Translated by Google) A trustworthy, professional, and very friendly person; I highly recommend him."
Sylvie Banville
"Super expérience ! Il a réussi à me guider niveau finance et je sais pas mal où je pars là-dedans maintenant. Je vous le recommande ! (Translated by Google) Great experience! He was able to guide me financially, and I have a pretty good idea of where I'm going with that now. I highly recommend him!"
Maxanthony Dube
"Excellent service , professionnel et à l'écoute de ses clients. (Translated by Google) Excellent service, professional and attentive to its customers."
jessica hottote
"Un service impeccable, je le recommande fortement! (Translated by Google) Impeccable service, I highly recommend it!"
Antoine Piche
"Super expérience ! Il est très à l’écoute de nos besoins, a un excellent sens de l’humour et se montre très disponible. Je le recommande vivement ! (Translated by Google) Fantastic experience! He listened carefully to our needs, had a great sense of humor, and was very available. I highly recommend him!"
Roda Montoya
"Très bon , passionner pas son travail et super efficace (Translated by Google) Very good, passionate about his work and super efficient"
Frederic Boucher
"Rapide et super sympathique, merci (Translated by Google) Quick and super friendly, thank you!"
cynthia messier
"Très bon service, excellent accompagnement de A a Z (Translated by Google) Excellent service, superb support from start to finish"
don michael
"Excellent service ! Merci pour tout ! (Translated by Google) Excellent service! Thank you for everything!"
Mathieu S
"He really helped me with my finances. Always positive"
stevio050891
"Super service, très a l'écoute et compétent ! (Translated by Google) Excellent service, very attentive and competent!"
Francois Robert
"Une très belle expérience avec Simon. A su répondre à mes questions rapidement et il est très efficace. Je recommande! (Translated by Google) A very positive experience with Simon. He answered my questions quickly and was very efficient. I highly recommend him!"
Mélanie Olmstead Photographe
"J’ai adoré faire affaire avec Simon Excellent service Merci beaucoup à toi (Translated by Google) I loved doing business with Simon. Excellent service. Thank you so much!"
Nathalie Dallaire
"Wowowowowow"
Alex Chenail
"Lache pas mon chum, t’es la personne qui a le plus de coeur dans une équipe (Translated by Google) Don't give up, my friend, you're the person with the most heart on the team"
Alex Pelo
"Super de bonne personne! J’ai adoré faire affaire avec toi. Je recommande à 100%!! (Translated by Google) What a great person! I loved doing business with you. I recommend you 100%!"
Léa-Maude Fontaine
"Très très beau. (Translated by Google) Very, very beautiful."
Denkillua
"Merveilleux, professionnel et fantastique sont 3 mots qui me vient en tête quand je pense à mon experience avec Simon. (Translated by Google) Wonderful, professional and fantastic are 3 words that come to mind when I think about my experience with Simon."
Maxime Brousseau
"Très bon service! Il est vraiment sympathique et à l'écoute (Translated by Google) Excellent service! He is very friendly and attentive."
Gab 18
"Super marrant, très motivant et attentionné. J’le kiffe Simon (Translated by Google) Super funny, very motivating and thoughtful. I love Simon."
Alice Roy
"Super service et efficace! Merci pour tout! (Translated by Google) Excellent and efficient service! Thank you for everything!"
Yamthe Wamba
"Was fantastic belle homme!"
Ricardo Chavez
"Awesome service!! Would highly recommend!!"
shayne weldrick jones
"Service courtois et professionnel (Translated by Google) Courteous and professional service"
Sylvain Dumont
"Reliable, hard working, trustworthy and pretty chill. I highly recommend Simon!"
Ellie Desgranges
"Personne de confiance ,professionnel et tres aimable je vous le recommande (Translated by Google) A trustworthy, professional, and very friendly person; I highly recommend him."
Sylvie Banville
"Super expérience ! Il a réussi à me guider niveau finance et je sais pas mal où je pars là-dedans maintenant. Je vous le recommande ! (Translated by Google) Great experience! He was able to guide me financially, and I have a pretty good idea of where I'm going with that now. I highly recommend him!"
Maxanthony Dube
"Excellent service , professionnel et à l'écoute de ses clients. (Translated by Google) Excellent service, professional and attentive to its customers."
jessica hottote
"Un service impeccable, je le recommande fortement! (Translated by Google) Impeccable service, I highly recommend it!"
Antoine Piche
"Super expérience ! Il est très à l’écoute de nos besoins, a un excellent sens de l’humour et se montre très disponible. Je le recommande vivement ! (Translated by Google) Fantastic experience! He listened carefully to our needs, had a great sense of humor, and was very available. I highly recommend him!"
Roda Montoya
"Très bon , passionner pas son travail et super efficace (Translated by Google) Very good, passionate about his work and super efficient"
Frederic Boucher
"Rapide et super sympathique, merci (Translated by Google) Quick and super friendly, thank you!"
cynthia messier
"Très bon service, excellent accompagnement de A a Z (Translated by Google) Excellent service, superb support from start to finish"
don michael
"Excellent service ! Merci pour tout ! (Translated by Google) Excellent service! Thank you for everything!"
Mathieu S
"He really helped me with my finances. Always positive"
stevio050891
"Super service, très a l'écoute et compétent ! (Translated by Google) Excellent service, very attentive and competent!"
Francois Robert
FREQUENTLY ASKED QUESTIONS
Find answers to your most frequently asked questions
01. What is a mortgage pre-approval?
A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.
02. What is the difference between fixed and variable rates?
A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.
03. How much down payment do I need?
In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.
Schedule an Appointment
Book a personalized consultation to discuss your mortgage needs and get tailored advice.